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CONFORMING INTEREST RATES FOR MORTGAGES

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INTEREST RATES

(Today's Rates Below)

The actual interest rates a borrower receives are dictated by several different factors including: Loan Amount, Credit Score, Income to Debt Ratio, Type of Loan and Term, Loan to Value (LTV) Borrowed, Closing Costs, and Property Type.

The actual interest rates below are based on a borrower having good credit, having a good income to debt ratio,borrowing 80% of the value of the home or less, and purchasing or refinancing a typical SFR (Single Family Residence). However, if your situation is only a little different, you may still receive the best interest rates in the United States.

If you need immediate assistance, call us at 248-505-6926 until 8:00 PM (EST) Mon-Fri. After hours you can leave a message and we will contact you at the time you specify or you can contact us at info@mortgages-mi.com. Send us your Full Name, SS#, Phone #, Address, Date of Birth, Property Type (SFR, Condo, Site Condo, Other) and Requested Loan Amount and we will e-mail you back a quote and your credit report results for FREE.

You will be amazed at the service, price, and interest rates you recieve.

CONFORMING LOAN INTEREST RATES
Interestrates for homeloans under $417,000.
INTEREST RATES AND COSTS FOR TYPICAL $150,000 LOAN

Program
Rates
Total Costs
APR

30 yr Conforming Fixed

6.375
.000
 6.375

20 yr Conforming Fixed

6.25
.000
 6.25

15 yr Conforming Fixed

6.0
.000
 6.0
10 yr Conforming Fixed
5.875
.000
 5.875

7/1 Arm

6.25
.000
 6.25

5/1 Arm

6.125
.000
 6.125

3/1 Arm

6.0
.000
 6.0
5/1 Arm Interest Only
 6.25
?
 6.25
3/1 Arm Interest Only
6.125
?
 6.125

CURRENT JUMBO LOAN RATES
Jumbo interestrates for homeloans over $417.000.
INTERESTRATES AND COSTS FOR TYPICAL $417,000 LOAN

Program
Rates
Total Costs
APR
30 yr Jumbo Fixed
6.5
.000
 6.5
15 yr Jumbo Fixed
6.25
.000
 6.25
3/1 Jumbo ARM
 6.125
TBD
 6.125
5/1 Jumbo ARM
 6.25
TBD
 6.25
5/1 Jumbo ARM I / O
6.375
TBD
 6.375
3/1 Jumbo ARM I / O
6.25
TBD
 6.25

APR's are calculated based on a Conforming loan amount of $150,000, or a Jumbo loan amount of $400,000. The number reflects the actual APR if the loan was funded on the last day of the month. interest rates are subject to change anytime with the market change

Mortgages-MI a First Capital Corp Company.

42855 Garfield Rd. Suite #117

Clinton Twp, MI 48038

Toll Free:

(800) 644-4484

Phone:

(586) 263-8500 x24

Fax:

(586) 263-7670

Pager:

info@mortgages-mi.com

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